NO Money Lot of Money +--------------+--------------+ N M | ** * * * * | | O o | * ** * * | * | r | * * * * * | | a | ** * * | * * | l | * * * | | s | * * * | | +--------------+--------------+ M | * * * | * | o | * * | | r | * | | a |* * | | l | | | s | | | +--------------+--------------+ Source: Gartner, 2025