> Doesn't Google Pay offload some of the processing to their cloud?
Not on a per transaction basis, or you couldn't make any offline payments (i.e. with your phone being offline; the terminal can usually not be offline for Apple or Google Pay in the way that it can for cards). Latency would probably also be too high/variable.
Not on a per transaction basis, or you couldn't make any offline payments (i.e. with your phone being offline; the terminal can usually not be offline for Apple or Google Pay in the way that it can for cards). Latency would probably also be too high/variable.