Apple is the exception here. What's missing for all other phones not targeted to the Japanese market are the agreements between any non-Apple device manufacturer and the Japanese IC card issuers (JR East for Suica etc.)
Since these cards actually "store money offline", the symmetric keys involved are really not something the issuers ever want to see leaked, so I assume it's not only a question of money (i.e. licensing fees), but also trust in the security posture of the secure element of the phone (if it even has one; many Android phones don't).
Since these cards actually "store money offline", the symmetric keys involved are really not something the issuers ever want to see leaked, so I assume it's not only a question of money (i.e. licensing fees), but also trust in the security posture of the secure element of the phone (if it even has one; many Android phones don't).