My father used to be a prosecutor in MS, and one of my earliest going-to-work-with-dad memories is watching him sign off on warrants for people writing hot checks. I asked him once if he thought that was a bit heavy-handed and he gave me a very stern lecture about people who write hot checks.
My mother told me I would end up in massive unrecoverable debt if I didn’t keep my check book balanced, and if I kept it up for too long I would be arrested for fraud. She was from MS, so that tracks.
My prev comment was just quoting Johnny Cash. Had I thought about it, I probably would have assumed that “writing hot checks” was in the song because it’s sort of an amateur crime that landed him in the prison where he learned his lessons. Of course it has to be Mississippi for the chain gang reference.