Ok but we have plenty of other safety nets. Govt programs like SNAP, Unemployment, TANF, etc. We have other potential safety nets such as family, churches, various other organizations that help out, friend’s couches.
I don’t understand why a small time landlord who probably doesn’t have huge cash flow on a property should be unable to pay the mortgage on the property for 6 months or a year. It doesn’t seem right to me.