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So why did the bankers that finance the loan write it down by nearly 80%? They have access to all the financial data and yet decided to take a major loss on their loan due to?

From what it appears, Late 2024, Fidelity wrote down their loans by 79% [1] and then sold it early 2025 for 97 cents on the dollar (of the reduced value) [2].

I really struggle to believe that the banks are just taking this massive loss by mistake and that the value is actually still there.

[1] - https://techcrunch.com/2024/09/29/fidelity-has-cut-xs-value-... [2] - https://nypost.com/2025/02/05/business/banks-sell-5-5b-of-x-...






I believe you are misreading the news.

Fidelity was not part of the banks that sold their loans. Also it was a partial sale. The banks that sold their loans at just under their original valuation and profited, apparently. Original source reuters: https://www.reuters.com/business/finance/banks-sell-down-55-...

> At 97 cents, it is likely they sold at a profit, he added.

I would guess that the 3 cents loss on the loan value still results in profit due to payments which amounted to more than 3 cents + loan expenses.

Fidelity did write down their loan tremendously, but in October they increased it a bit. https://finance.yahoo.com/news/fidelity-boosts-valuations-st...

I don't agree with parent that xitter is worth what he paid for it, far from it. EBIDTA isn't the whole story. But things do look better than a few months ago. So far I haven't seen a viable contender for a xitter replacement. I can't believe I'm saying this but I'm actually rooting for Threads.


Ahh, thanks for the correction.



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