> I've always considered insurance false-economy and avoided it wherever possible, especially for events with losses <$20k.
Everything is relative, right? Self insurance is fine if you can afford it. Most people can't wear a $20k hit without potentially ending up homeless or in significant financial distress.
Everything is relative, right? Self insurance is fine if you can afford it. Most people can't wear a $20k hit without potentially ending up homeless or in significant financial distress.