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This hasn’t been a problem since the ACA.

I was caught up in the pre ACA health care system trying to find insurance outside of working for a company.

I have very mild Cerebral Palsy and back then, I was in great shape - a part time fitness instructor, had just run two half marathons in an average time, I could pass any of the standard fitness tests for my age etc.

I had one surgery in my entire life - four surgery at 21 12 years prior. I could not get insurance at any price even though they could have given me any fitness test including running on a treadmill with flying colors.

I was making more than enough as a contractor to pay for it.

I looked on the open market last year when I briefly thought about going independent and I could have definitely made the numbers work.






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