On: Decline in teen drug use continues, surprising exp...

[kasey_junk]

The bigger win is the government subsidies and tax breaks.

You need very little on hand cash to get a very low interest rate. Much lower than asset loans at equivalent levels of wealth.

[pitpatagain → kasey_junk]

There is little tax break for home ownership currently with the SALT cap + high standard deduction. You get some break if you have a large enough mortgage or high enough interest rate but it has been very nerfed.