My comment around IR-35 is that it has caused a lot of confusion and thus made contracting a lot more difficult as a result. A lot of freelancers and contractors have been affected by this.
Contracting made a bit more difficult, freelancing totally unaffected. It was always pretty easy to check at below. Every contractor I have ever met seems to know about umbrella companies...
It was not a great regulation, and seemed to affect government contractors the most, which was a bit of an own goal. But it never affected Freelancers
> Contracting made a bit more difficult, freelancing totally unaffected.
That isn't true. It has made contracting a lot more difficult. I am in a number of freelancer groups and it has affected them. I have heard the same from recruiters, from freelancers, from people that run job boards.
> Every contractor I have ever met seems to know about umbrella companies
Most contractors run their own private LTD (like I did). They don't use umbrella companies because you are put on PAYE and you end up paying through the nose in tax.
Typically you get a third party to check a contract for you to see whether it falls under IR-35. I could do it myself, but I would rather pay someone to check it for me.
Many contracts will require you to have IR-35 "insurance" which feels like a scam, but it is required a lot of the time by the contract. This is in addition to PL and PI insurances.
