I have 4k of CC debt at 9% that's 30$ / month. Now IMO paying that down vs waiting a month is not really that big a deal vs. having a fair amount of cash on hand. I just got an offer to roll that over at 3% down till march 2010 so I might do that but I would rather pay it down vs. get tempted to keep it for another year.
Anyway, I feel focusing on a few $ a month is much less important than raining in my spending. It's the big expenses that really damage my finances. I make twice what I did 5 years ago, but while I like my job keeping this job is costing me a lot of money.
Anyway, I feel focusing on a few $ a month is much less important than raining in my spending. It's the big expenses that really damage my finances. I make twice what I did 5 years ago, but while I like my job keeping this job is costing me a lot of money.