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Still sounds a lot like "the hustler mindset" to me.

I like the comments from that page. Here's one I'll cherry pick:

Indranil Roy Chowdhury wrote: Seems like Jugaad has become a fad these days as I keep hearing the term every now and then in conferences and beyond..But the very essence of the term has been highly misplaced..To start with 'Jugaad' has a negative connotation to it and shouldn't be seen as innovation..I suggest Innovation should be kept away from the ambit of 'Jugaad'.

The problems with confusing Jugaad with innovation are;

(1)Jugaad is a short term mindset and doesnt serve anyone, while Innovation should be something that can have long term impacts

(2)Jugaad is a Tactic used in daily life, while Innovation is a long term Strategy..

(3)Jugaad is a way which corrupts the system or makes use of systemic loopholes, while Innovation is something that brings a solution which can in turn strengthen the system.

I shall quote an example here which is a classic example of Jugaad:

In India electricity theft remains a major problem. With govt's initiatives the problem has been curtailed to a large extent, hence the instances of theft have come down significantly. So what people have started doing is that they steal electricity from lines to TV antennas which take 49V..How? Simple solution..put a step up transformer in the way..convert 49 to 110v or 220V and light your bulb..

Now the question is would we like this to be seen as innovation ??? Or should it be left as 'Jugaad' ?????



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