Other than water and veggies, pretty much everything I buy has always been better than what I had 2,5,10 years before, but only housing has been becoming increasingly prohibitive.
It isn’t just housing actually - costs of education and healthcare have similarly skyrocketed out of control.
These are all areas with similar levels of ‘desirable is constrained’. Or perhaps worded better as ‘people want the top x percent, not just the same thing in bulk’.
Most of the other things you’re talking about, it’s easier to scale up production without hurting desirability.
For instance, if commute/neighborhoods/climate literally didn’t matter, everyone complaining about housing costs would just move to Rural Kansas or North Dakota and problem solved for dirt cheap.
Instead everyone is complaining about how nice new housing in city-of-choice-close-to-work is unaffordable.
Well of course it is - people are restricting building to keep it nice (by their standards), which is why folks want to move there, which is restricting supply - and with easier money (historically) that is causing increased bidding and increased costs.