One does not need a drivers license to drive. One merely needs a vehicle.
The fact that not having a credit card damages your credit score should be enough to make even semi-intelligent people realize that credit score is not a fair and equitable measure of one's ability to pay on time.
The fact that not having a credit card damages your credit score should be enough to make even semi-intelligent people realize that credit score is not a fair and equitable measure of one's ability to pay on time.