> If you pay $3 for something and get ripped off, the ability to do a chargeback isn't that relevant to your life and you're just not going to patronize them anymore.
That's true. How about if you're paying $3000? Would you like to pay with Bitcoin or a credit card?
If I'm getting a percentage discount for using Bitcoin so the merchant can avoid the credit card fees and I trust the merchant (or the applicable legal system)? The first one.
Notice also that the argument I'm making isn't "you should never use a credit card", it's that cryptocurrency is sometimes better, and it wouldn't hurt if more places accepted it.
That's true. How about if you're paying $3000? Would you like to pay with Bitcoin or a credit card?