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> Maybe housing policy is the great filter.

Declining birth rates are often blamed on many things, but the negative birth rates in the western world are probably most caused by housing policy. Housing affects everything. Have to have two incomes to buy a home for kids. Probably 50+ hour week jobs, so no time to care for kids. But child care is too expensive… because rent is so high it’s driven labor cost up. Have to own two cars because the sort of family friendly density to live car free is illegal in most places. That’s another 10-30% of a families income. People who didn’t buy an home when interest rates were low and homes cheap own homes are essentially locked out; both of home ownership and having families.

We know the richest Americans and (Swedes according to a recent study) are more fertile than the middle class. So maybe it’s not a filter for the earth, but it probably will ultimately destroy the western world as we know it. Ultimately, the childless middle of the fertility U will disappear with immigration being used to replace the gaps in the workforce. It’s not a conspiracy. It’s just the outcome of generations of people voting (at the municipal level) in their best interests without care for future generations.




Unfortunately this isn't the case. Places that have good housing policy, like Texas or Japan, still have below-replacement TFR.

There might be a correlation with urbanization in general rather than housing policy specifically. Ever since antiquity, cities have been demographic black holes while most population growth occurred in rural areas.


I live in Texas. None of my siblings can afford to live in the neighborhood we grew up in and we all have good jobs.


I’m sorry you’ve been priced out of one specific neighborhood, but that’s not a fair reflection on the state as a whole, which builds housing faster than just about anywhere and, as a result, is starting to see housing prices drop (if not outright “crash”) in places like Austin.


There could be policies in place to double and triple the density with subsidies particularly for young families starting houses.


Subsidizing demand is the last thing you want to do when it comes to affordability, and the Texas cities are building massive amounts of multifamily housing.


Declining fertility happens to every country that industrializes. It’s a function of the pill. Not any of the other things people grouse about.




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