On: Taking Risk

[switch007]

> This means there are no small 'town' or small specialist banks in the UK

We do have about 250 credit unions and 42 building societies though

[helsinkiandrew → switch007]

> We do have about 250 credit unions and 42 building societies though

And many of those still don't have 'full' banking licenses - there's limitations on what commercial services they perform and how they raise money.