I think this is an excellent case for insurance, because it seems like something that might rely on beekeepers noticing the disease and acting quickly, even though it might be an option and in their (short-term) interest to look the other way.
When doing the right thing is ruinous with nothing to soften the blow, not doing the right thing becomes a lot more attractive.
When doing the right thing is ruinous with nothing to soften the blow, not doing the right thing becomes a lot more attractive.