That's super helpful, thank you. I guess for most people not using subscriptions the main reason was the automatic saldo, but now with mobile pay that's not an issue. No need to get your money back either, though I was under the impression that this is now also possible with anonymous cards.
- Automatically adding money to the card's balance when it runs low
- Getting back the money on the card when it expires
- Senior discounts for people over 65
- Being able to add a subscription when you do want one for a while