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You’re assuming you even could buy a home at $200k/yr. You can’t in several places - usually places where those $200k incomes are achievable.



I think that is over-stated. Much of it depends on the home people want, how long they will save, and commute distance acceptable. At 200k, it isnt that people can't buy a house, it is that they dont like what they can afford.

You cant afford a downtown penthouse/mansion on SF & NY with 200k, but you can absolutely buy a home in both locations.


Find me a decent home that you can actually buy in SF proper with $200k/yr.




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