It's a tradeoff, not a problem. My XPS has fans and is silent except when doing something very intensive, like gaming, which macOS is terrible at if a game is even available for it. If the XPS gets dusty, which it hasn't so far, then I can easily clean it by removing the back panel since the XPS is made to be repaired and even upgraded. So if you truly want a fanless laptop, then it looks like the Air is the main contender, but then you have to use macOS and the other downsides of a Macbook. Microsoft makes fanless laptops, but those are the Surface Pros, with their own set of tradeoffs. The Surface Laptops do have fans. For me personally, whether a laptop has a fan or not is pretty immaterial. So like I said, it's a collection of tradeoffs and personal preferences.
And please note the original quote that I responded to. They referenced all Apple laptops with the M1 and later chips.
I want completely silent laptop that doesn’t get dust inside of it.