I live in a country that was run by the communists until ~30 years ago, and we built A LOT of housing... until 30 years ago.
They would find an underdeveloped area, build a factory there, build apartment buildings and the city would grow. In existing cities, if there was a need for more apartments, new apartment building blocks were build, and then more, then a school, kindergarden, cultural center, and everything else, and then more apartment buildings.
What if you wanted a private house? You could build it yourself... sometimes literally. Papers were either simplified or you could "forget" about them for a bit, start building and "legalize" stuff after, you could get your buddies to come and help you and you could build stuff on your own, every weekend for 2, 3, 5 years, to get a house to move in to, so you could save on (already cheap government) rent, to finish the second flood, and maybe even put some insulation on.
Clearly, we didn't have a housing problem.
Then the 90s came, no more yugoslavia, the new government didn't want to deal with the upkeep of thousands of buildings and sold the apartments off to current renters for really really cheap (now, compared to a cost of a new car).
Then we got some closing down of factories due to end of communism and a mix of people living in factory cities protesting against those remaining factories (pollution, noise, traffic, ....) and even more ofthose factories closing down.. So people have to drive (mostly) to the capital city to work, because they don't want anything new built in their small towns.
Then we got more and more regulation on building houses, so no way to do anything by yourself anymore, no ore friends helping you, etc. Also, papers first, and just the communal taxes cost approximately the same as bricks and cement do, probably a roof too.
Then more land regulation.. natura 2000, farming land must stay farming, no building here, no there... and we literally have cornfields and cows within our ringroad, next to highways and older 10+ story apartment buildings.
At the same time, more and more people want to move from smaller cities to the capital.
Then we started gentrification in the city center... make it look nice for the tourists, close down the streets for cars (supposedly for more space for pedestrians), rent out that space to restaurants to put tables on (so even less space for pedestrians than before, with cars there), loud music, no car access, and "normal" people move out, since noone wants to live above a hoarde of drunk tourists drinking every night, especially if you have a small kid or something.
Then airbnb happened, and new apartment buildings have people buy multiple apartments at once just for airbnb.
So yeah, we're fucked. Sooner or later someone is going to get his retirement calculated (before you retire you get a calculation), look at the number there, look at the rent, and hopefully, instead of just committing suicide (like a lot of our people already do), take some policians with him.
TLDR: government used to build stuff and let people build stuff, now no building by the government, no building by the people, concentration in (mostly one) large city, and airbnb
That's a great summary of what's happening. I'd probably add in the financialization of real estate and having effective oligopolies in some countries and cities.
It really is that simple. If you want people to have decent, affordable housing, then you build (or simply allow the building of) enough housing, and make sure people own it, not sketchy LLCs owned by investment funds. The NIMBY component isn't that bad in south & east europe yet, but it's building up speed. There's millions of people who just want to live in decent flats with enough space close to the city centre and their jobs, and then there's all these people who don't want anything else built. That's how you end up like LA or London.
The story in Sweden was similar. During the era where Sweden was more heavy into social democracy and the government doing things itself, they had the "million program" where they built a million homes in 10 years (this was when the population was like 7 million). But since the 90's the name of the game has been market economy and privatization and the government doesn't get involved as much (aside from the underfunded local government housing companies). And now those million homes are poorly maintained and decrepit and need to be replaced and nobody is picking up the tab.
I live in a country that was run by the communists until ~30 years ago, and we built A LOT of housing... until 30 years ago.
They would find an underdeveloped area, build a factory there, build apartment buildings and the city would grow. In existing cities, if there was a need for more apartments, new apartment building blocks were build, and then more, then a school, kindergarden, cultural center, and everything else, and then more apartment buildings.
What if you wanted a private house? You could build it yourself... sometimes literally. Papers were either simplified or you could "forget" about them for a bit, start building and "legalize" stuff after, you could get your buddies to come and help you and you could build stuff on your own, every weekend for 2, 3, 5 years, to get a house to move in to, so you could save on (already cheap government) rent, to finish the second flood, and maybe even put some insulation on.
Clearly, we didn't have a housing problem.
Then the 90s came, no more yugoslavia, the new government didn't want to deal with the upkeep of thousands of buildings and sold the apartments off to current renters for really really cheap (now, compared to a cost of a new car).
Then we got some closing down of factories due to end of communism and a mix of people living in factory cities protesting against those remaining factories (pollution, noise, traffic, ....) and even more ofthose factories closing down.. So people have to drive (mostly) to the capital city to work, because they don't want anything new built in their small towns.
Then we got more and more regulation on building houses, so no way to do anything by yourself anymore, no ore friends helping you, etc. Also, papers first, and just the communal taxes cost approximately the same as bricks and cement do, probably a roof too.
Then more land regulation.. natura 2000, farming land must stay farming, no building here, no there... and we literally have cornfields and cows within our ringroad, next to highways and older 10+ story apartment buildings.
At the same time, more and more people want to move from smaller cities to the capital.
Then we started gentrification in the city center... make it look nice for the tourists, close down the streets for cars (supposedly for more space for pedestrians), rent out that space to restaurants to put tables on (so even less space for pedestrians than before, with cars there), loud music, no car access, and "normal" people move out, since noone wants to live above a hoarde of drunk tourists drinking every night, especially if you have a small kid or something.
Then airbnb happened, and new apartment buildings have people buy multiple apartments at once just for airbnb.
So yeah, we're fucked. Sooner or later someone is going to get his retirement calculated (before you retire you get a calculation), look at the number there, look at the rent, and hopefully, instead of just committing suicide (like a lot of our people already do), take some policians with him.
TLDR: government used to build stuff and let people build stuff, now no building by the government, no building by the people, concentration in (mostly one) large city, and airbnb