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> What. No, look, for example: assessed from a "net worth" perspective, almost every single college student is in the "debtor" column, because the net present value of a college education isn't something that shows up in the calculation.

And that's completely correct, given that there is an absurd amount of garbage colleges/degrees out there, that there's a massive oversupply of people with degrees, and that companies nowadays require degrees even for underpaid paper pusher jobs because it allows them to legally discriminate against otherwise protected classes. It's fundamentally impossible to assign any positive value to a college degree unless the person is actually employed.




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