A large part of what makes Massachusetts amazing is the fact so many people are so well educated. I wouldn’t really call Harvard a freeloader so much as a three hundred year old indispensable part of the community.
I don't understand this distinction. A PhD from UMass Amherst in CS is also "highly educated", as an example.
But I do think we should punish the cognitive elites from the ivory towers (aka not UMass Amherst) who look down on people like me and consider me to be an underhuman.