The story is obviously made up. Someone trying to become the main character or something. Maybe covering up a debt that is more embarrassing?
There are plenty of scams where someone calls unannounced, but the idea that they are going to have willing Enemy of the State style targets with such predictability that they can have people on the ground doing cash pick ups, and also never getting caught, is simply less credible than like any number of alternatives IMO.
I also feel like OP forgot how organized crime actually operates. Number one, yes, they can drive a car somewhere and pick up a box. Number two, of course they'll get caught eventually - but this is like saying that car thefts don't happen, because obviously car thieves would get caught.
There are plenty of scams where someone calls unannounced, but the idea that they are going to have willing Enemy of the State style targets with such predictability that they can have people on the ground doing cash pick ups, and also never getting caught, is simply less credible than like any number of alternatives IMO.