I feel for your particular situation, but I don't think this explains the overall situation.
Lower-income people within a country seem to have more kids in general: this is very much the case for the US. People with higher incomes and on average, then, more robust financial situations, are the ones more avoiding kids.
The US is, like most places, far richer than it has been historically, and this is even more dramatic globally: a generation and a half ago, most people lived in extreme poverty (<$2.47/day), today less than 10% do. But we see that as countries get richer, they have fewer kids. I don't think it's a good explanation that risk of poverty is what is usually preventing parents from having kids, even if they subjectively feel it is.
Lower-income people within a country seem to have more kids in general: this is very much the case for the US. People with higher incomes and on average, then, more robust financial situations, are the ones more avoiding kids.
The US is, like most places, far richer than it has been historically, and this is even more dramatic globally: a generation and a half ago, most people lived in extreme poverty (<$2.47/day), today less than 10% do. But we see that as countries get richer, they have fewer kids. I don't think it's a good explanation that risk of poverty is what is usually preventing parents from having kids, even if they subjectively feel it is.