This article lacks any substance whatsoever. This post is the equivalent of a long, drawn out reddit rant without any factual or statistical backing. To make matters worse, his claim to fame is that he served 22 months in prison after a "pump and dump" scheme on wall street and then wrote a book about it titled "The Wolf on Wall Street". While there might be some insight withing his post, is this really the direction we want to take HN? Common now I expect a little better of this community than this drivel.