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"It seems a lot of people want to buy a car for a "monthly payment they can afford" and car dealers have long sold people terrible terms and terribly overpriced cars by structuring the "monthly payment" lower so the person thinks the car is cheaper. Its amazing people fall for this."

Because people actually know they're getting ripped off, but they need the car, and they can't afford anything above the "monthly payment" — not buying the car later, not paying a higher payment. To reap the rewards in x years you first have to survive them.

Of course, this doesn't apply to the IPO anymore.



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