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My experience has been completely different. State Farm jacked up my price by 40% over the last two years, even though I had to incidents. When I called and asked they said it’s due to inflation. Insurance increase along with groceries has been one of the permanent inflationary increases in my expenses since Covid. I’m sure a lot of people are in the same boat.



The increase in auto insurance is just reflecting the increase in their two main expenses: healthcare and cars/car parts.


Also higher crime.




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