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For me and you it's not surprising, for others it seems it is.

Maybe people have gotten worse at intuitively understanding that tradeoffs need to be made in anything, and that the questions that define systems are never choices as much as what the tradeoff should be.




It's only makes sense when the cost of combating the fraud is greater than the money you are losing to fraud.


Yes, but isn't this obvious when you internalize the concept of "diminishing returns"? The domain might matter, as developers with some experience will understand for instance that the optimal amount of bugs is non-zero, but sometimes fail to generalize.




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