$60 an hour, or around $120,000 is the average rate for software developers currently in DC. There's plenty of places that employ developers for less too.
$200 an hour is FAANG rates, at least, but there's an entire economy outside of that.
For example, I know a guy who does custom software development for a sawmill in rural Maryland. They don't pay $500k (I think they pay $180k), but he seems pretty happy with his McMansion and 4 kids in private schools. So long as your housing costs aren't in the $1 million range, you can have a lot of disposable income with less money.
$200 an hour is FAANG rates, at least, but there's an entire economy outside of that.
For example, I know a guy who does custom software development for a sawmill in rural Maryland. They don't pay $500k (I think they pay $180k), but he seems pretty happy with his McMansion and 4 kids in private schools. So long as your housing costs aren't in the $1 million range, you can have a lot of disposable income with less money.