A lot of people did take Equifax to court, and many of them settled.[1]
But how does an individual demonstrate damages to a judge? Equifax leaked data on more than 150 million people. If a hypothetical business leaks data about an individual today, there is a good chance that data was already leaked by Equifax. So what additional harm did that hypothetical business inflict on that individual?
The discussion we need to be having is why it's somehow the consumer's fault that their data was leaked. Someone can find your SSN and other private information in a leak, dupe a bank into giving them cash, and now it's your responsibility to resolve this situation? How about the banks figure out a better identity verification system that allowed a bad actor to open the account in the first place?
But how does an individual demonstrate damages to a judge? Equifax leaked data on more than 150 million people. If a hypothetical business leaks data about an individual today, there is a good chance that data was already leaked by Equifax. So what additional harm did that hypothetical business inflict on that individual?
The discussion we need to be having is why it's somehow the consumer's fault that their data was leaked. Someone can find your SSN and other private information in a leak, dupe a bank into giving them cash, and now it's your responsibility to resolve this situation? How about the banks figure out a better identity verification system that allowed a bad actor to open the account in the first place?
1: https://finance.yahoo.com/news/people-successfully-suing-equ...