Hacker News new | past | comments | ask | show | jobs | submit login

How does one opt out of these incredibly intrusive, unreliable, insecure and predatory financial surveillance mechanisms?



simple answer is you can't, because these mechanisms are used by other people to find information about you. The only way to opt out is to not use any services which participates in this ecosystem.

basically, use only cash (no debit or credit cards ever), no housing purchase, live in a tent on public land, do not register for a driver's license, and don't have a passport. No internet account, so no bitcoin (which needs a steady internet connection) - crypto currencies are not the answer because they depend on you being online, and it's super easy to get caught in the mesh with the KYC (know your customer) laws.

You might be able to get by with paper bitcoin but no one really wants to take your offline coins.

don't get any traffic tickets or cross paths with police, always avoid anyone who looks like they are in some kind of authority capacity.


You can certainly mail and deposit cash/crypto and use it to pay bills. Homeless people do it all the time.


By not using a bank, using a credit card, taking a loan, or being employed. Basically everyone that collects the SSN gives the SSN and other info to these companies.


Don't take out any loans or sign up for subscription plans. Pay for everything up-front and you don't need them.

But for the average person who want to buy a phone, put it on a plan, and walk out - that is not possible without Equifax, Experian, etc providing an instant credit score.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: