I think he is trying to say that of you don't start playing the startup lottery now and win it them you will end up in the gutter. Looks like you will have plenty of company there so cheer up!
Large corporations : Earn monthly salary, invest in gold, endowment insurances, a little real estate, pension plans, a little in kids, a little for continuous returns during rainy days in old age.
Start up lottery : Win big, or win very little/nothing. And end up either too well placed for retirement or none at all.
