Exactly. This is not controversial or very hard to understand. By the time you pay the taxes on your income, health insurance, maybe fund your 401k, pay an average mortgage, pay for insurance, power, other utilities, etc. I won't even touch the subject of cars, vacations, or other frivilous expenses. If you have relatively average expenses there really is not a lot of meat left on the bone. I am sympathetic to these most likely younger or early career people that think it is a "lot of money" but when you move out of your apartment and have a family to support 200k is a decent middle class living. Which is a little bit depressing after you have been on the grind for 15-20 years in a demanding career.
$200k is around 88th percentile household income in the US. I'm finding it hard to believe one needs to be 88th percentile to have a decent middle class lifestyle.
