I don’t know the answer to your questions. But I do know this. People generally are weary of using their debit cards for transactions because of the security and the direct access to bank accounts. We don’t have chip pin. And if a fraudulent credit card transaction appears there is generally a lot of consumer power to get that removed, after some time. But a fraudulent or simply inaccurate debit transaction happens to you can lose a lot more. And overdraft fees can cost hundreds of dollars in a bad situation.
