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That's interesting. In Russia, cards didn't really catch up for a long time, but once they did, they were online cards with GSM-enabled card terminals.

Until 2010, most people will get their salary on a card, go to ATM, withdraw paper money and pay with that. Actually, cards only became relevant with the advent of contactless/NFC cards, which started around 2012. Then they spread like wildfire.

I wonder what caused the adoption of UzKart compared with plain old cash. I also wonder if any neighbouring countries had similar systems and what their adoption levels were.




> I wonder what caused the adoption of UzKart compared with plain old cash.

One of the main reasons to introduce UzKart was to force the "gray" economy back under the eye of the tax authority. So adoption was forced by the government by mandating paying a certain part of the salary to UzKart and limiting cash withdrawals.




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