> Social systems have a way of changing underneath you until it collapses.
From the beginning of time until now the statement was that you held power/money until it was taken from you or until you died (and you couldn't take anything with you regardless of how many riches you were buried with).
You want to, of your own free will and volition, reduce it to just the "until it's taken away from you" part. Which leads me to conclude that either your viewpoint is incredibly naïve or you are at the very, very top of the totem pole and wish to preserve the status quo as long as possible.
Social systems have a way of changing underneath you until it collapses.