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You can be negligent because there are rules of the road you sign up for, and get a license for. But if it's just a job you take with zero qualifications required, how can you be liable? The company, maybe. The programmer? Aren't called code monkeys for nothing.



Oh, I see what you’re saying. I agree. Although even with driving, an unlicensed driver would still be liable.

I suppose it depends what you consider agreement to social rules and how you define liability. I can certainly be held liable for damages for my actions to others which do not require me to hold any license - merely break the law.

Did I agree to the “rules of the road” when I was born? Do I consent by not emigrating?

(nits, picked…)


Use of payment networks and keys are protected by contractual agreements that have quite a lot to do with liability.




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