My wife and I have always had “separate joint” accounts. We are both on all accounts.
We’ve been married since 2012. Her check went into “her” account and my check went into “my” account. I paid “my” bills out of my account and she paid “her” bills out of her account. I made so much more than her while she was working, I ended up putting money in her account to make up her spending money short fall.
We both have a zero based budget. After we pay our bills and put aside savings, we could each just look at our own accounts to see what we could spend until the next pay period.
She was mostly working for “her” spending money and provide stable health insurance working part time in the school system for the family while I job hopped rebuilding my career.
Then in 2020, I fell into my current $BigTech job and I didn’t want her to be in the school system because of a little world wide pandemic and I “retired” her.
Before that, we talked about how much she would need to be comfortable. That amount gets deposited into “her” account when I get paid.
While we talk about all of our long term goals and neither one of us make big purchases without talking to the other, what we do with our allowances there are no questions asked.
We’ve been married since 2012. Her check went into “her” account and my check went into “my” account. I paid “my” bills out of my account and she paid “her” bills out of her account. I made so much more than her while she was working, I ended up putting money in her account to make up her spending money short fall.
We both have a zero based budget. After we pay our bills and put aside savings, we could each just look at our own accounts to see what we could spend until the next pay period.
She was mostly working for “her” spending money and provide stable health insurance working part time in the school system for the family while I job hopped rebuilding my career.
Then in 2020, I fell into my current $BigTech job and I didn’t want her to be in the school system because of a little world wide pandemic and I “retired” her.
Before that, we talked about how much she would need to be comfortable. That amount gets deposited into “her” account when I get paid.
While we talk about all of our long term goals and neither one of us make big purchases without talking to the other, what we do with our allowances there are no questions asked.