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Straight from the horse's mouth: https://fred.stlouisfed.org/series/PSAVE

It appears it's trending up from a local bottom last year, but it's still lower than most of the past decade before Covid. Also this number isn't on a per-capita basis.



The average person will read this sentence:

> Personal savings are half of what they used to be before COVID while personal debt has doubled.

And assume you're saying that the average person has half as much money in the bank as they did before COVID. Your data don't support that assertion--they show that people are still saving money, just at a slower rate. Wouldn't that imply that people have more money in the bank than pre-COVID?

Anyway, spending (rather than saving) money during a period of high inflation is textbook "rational consumer" behavior, and is hardly evidence of a horrible, terrible, no good, very bad economy.


> this number isn't on a per-capita basis

Here is the personal savings rate [1][2]. We're low, but not abysmal and repairing.

[1] https://fred.stlouisfed.org/series/PSAVERT

[2] https://www.bea.gov/data/income-saving/personal-saving-rate


Not straight. It's from the horses mouth but then bent. "saving" != "savings".

One is income statement, other is balance sheet. One is verb, other is noun. One is river, other is dam. Etc.




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