You don't need a credit card for that. The travel insurance is just a perk with some US cards (EU cards have very few perks!). You can also get it if you just pay for it.
I have a mandatory amex card from work (in my own name no less) and I hate it, because it's so useless in Europe. Taxis often refuse it (or the reader is suddenly 'broken'). Apparently they charge much higher commission than the others, one driver told me. Restaurants frown at it. Shops don't even accept it. The only place it works reliably is hotels. I'm sick of having to use this thing and my work makes a fuss if I use my own local card for work trips. Some exec in finance probably gets a great kickback for that rule.
For going to the US it's apparently great but I've never been there in my life and in Europe it's really tough. Especially Eastern Europe where they just laugh in your face when you pull it out but even in the taxi queue at Charles de Gaulle Paris you really have to beg to get a taxi to accept it.
And I don't think the corporate version comes with the travel insurance. Because we have international SOS for that. They wouldn't have got that if it wasn't needed because they aren't cheap. Which is something I do have very good experiences with in all my corporate travel by the way. The few cases where I've seen colleagues need it their service has been exceptional.
I have a mandatory amex card from work (in my own name no less) and I hate it, because it's so useless in Europe. Taxis often refuse it (or the reader is suddenly 'broken'). Apparently they charge much higher commission than the others, one driver told me. Restaurants frown at it. Shops don't even accept it. The only place it works reliably is hotels. I'm sick of having to use this thing and my work makes a fuss if I use my own local card for work trips. Some exec in finance probably gets a great kickback for that rule.
For going to the US it's apparently great but I've never been there in my life and in Europe it's really tough. Especially Eastern Europe where they just laugh in your face when you pull it out but even in the taxi queue at Charles de Gaulle Paris you really have to beg to get a taxi to accept it.
And I don't think the corporate version comes with the travel insurance. Because we have international SOS for that. They wouldn't have got that if it wasn't needed because they aren't cheap. Which is something I do have very good experiences with in all my corporate travel by the way. The few cases where I've seen colleagues need it their service has been exceptional.