On: Americans have quit quitting their jobs

[turnsout]

Yes, true—the difference is, if the market stagnates you can take money out of the index fund and apply it to your mortgage at any time, whereas if you do a large down payment upfront, you can't change your mind later.

[wizofaus → turnsout]

Isn't that what remortgaging is?

[turnsout → wizofaus]

Sort of, but you have no guarantee that you can get a comparable rate.