> Individuals can freeze and unfreeze their credit for free, which stops others from opening new accounts and borrowing money in your name.
> To prevent someone else from filing returns or receiving your federal tax refund, request an “Identity Protection Pin” from the Internal Revenue Service [...]
This blows my mind. How can these things be allowed without proper authentication?
I assume digital identity à la eIDAS, BankID or Freja is not a thing in the US?
> I assume digital identity à la eIDAS, BankID or Freja is not a thing in the US?
There isn't even standardised non-digital identity on which to build, so no.
It's funny how Americans will loudly proclaim Europe can't innovate and there's so much innovation in the US, yet they're practically in the dark ages in many areas - digital and offline identity, banking, insurance, healthcare, internet costs, tax filing etc. Fingers crossed the free market will come and innovate.
> Individuals can freeze and unfreeze their credit for free, which stops others from opening new accounts and borrowing money in your name.
> To prevent someone else from filing returns or receiving your federal tax refund, request an “Identity Protection Pin” from the Internal Revenue Service [...]
This blows my mind. How can these things be allowed without proper authentication?
I assume digital identity à la eIDAS, BankID or Freja is not a thing in the US?