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I always thought the best approach is to ask; not in a stupid way, but in a well-meaning way. As an example say I rear end your car during the morning traffic hour. I ought to get out of my car and say i) I should have been driving more carefully, clearly I have ruined your day, ii) You seem to be dressed for work so now you're going to be late because of me, probably going to be distracted the rest of the day, and will be hassled with car repairs and insurance claims - I am very sorry about that iii) Let me at least pay for your damages (insurance deductible), give you a ride to work (or pay for a cab), and please let me know if there is anything else I can do to help you with any inconveniences caused by this incident.



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