Speaking from experience, Venmo claims to reverse transactions, but will do everything in their power to NOT reverse your transaction, even if you mark it as business payment.
I paid an architect for work over Venmo. Work was never done and the architect ghosted me. So I sent all the info to Venmo in a dispute and they told me to pound sand.
I paid an architect for work over Venmo. Work was never done and the architect ghosted me. So I sent all the info to Venmo in a dispute and they told me to pound sand.