Banks often have policies that have the effect of penalizing reporting fraud and other issues.
Right before a trip I wanted to withdraw $60 in cash. I went to one atm, but it showed an error and didn't dispense the cash. So I went to another. Later in the day I saw the first ATM had withdrawn from my account despite the errror.
I called and was told if I wanted to ask for the transaction to be reversed they would cancel my card and mail me a new one. Of course, that meant I wouldn't have the card on my trip.
I ended up eating the $60. Suppose I could have tried disputing further.
That's shit. My bank accused me of defrauding them when I told them the person who stole my credit card bought stuff on an invoice that showed the stuff shipped the day before they even bought it.... to a guy called "pirateargggggh3890[roughly]@hotmail.com" from a now flagged known ebay seller/fraudster. The products were a mix of religious and feminine materials ... I am an atheist man in a state far away from the one purchased.
I phoned in for an appeal and I was laughed at by the bank employees over the phone, and told I was mistaken and my family members must be the thieves. Claim denied.
Right before a trip I wanted to withdraw $60 in cash. I went to one atm, but it showed an error and didn't dispense the cash. So I went to another. Later in the day I saw the first ATM had withdrawn from my account despite the errror.
I called and was told if I wanted to ask for the transaction to be reversed they would cancel my card and mail me a new one. Of course, that meant I wouldn't have the card on my trip.
I ended up eating the $60. Suppose I could have tried disputing further.