Anecdotally, as a firefighter for almost 20 years, the ones in my area have been overloading of old wiring, or stupidity. (Jamming a breaker open, etc.)
I wonder where you live if one can jam a breaker...
All the breakers round me have a mechanism so you cannot hold them 'on'. Sure, the bit in your hand will be pointing towards on, but the electrical switch internally trips and flips to off.
Anecdotally, as a firefighter for almost 20 years, the ones in my area have been overloading of old wiring, or stupidity. (Jamming a breaker open, etc.)