> Fumbling around with credit cards or IBAN numbers + having your banking app fail randomly when trying to authorize payments is annoying.
What country? I use 3 EU banks and different credit/debit cards and haven’t had issues in the past 5+ years; there is no fumbling; the data is stored in Apple Pay or google pay or the browser password vault, so maybe (there isn’t anymore as the banking apps immediately allow to add your card without you even having a physical card) there is 1 time fumbling and that’s it. And the banking apps have never failed for auth.
PayPal on the other hand stole money from my company and closed/banned my personal account because they simply couldn’t fix a bug they have and closing an account is easier and cheaper for them. It’s a horrible company and has high fees. Happy to never having to use them again.
What country? I use 3 EU banks and different credit/debit cards and haven’t had issues in the past 5+ years; there is no fumbling; the data is stored in Apple Pay or google pay or the browser password vault, so maybe (there isn’t anymore as the banking apps immediately allow to add your card without you even having a physical card) there is 1 time fumbling and that’s it. And the banking apps have never failed for auth.
PayPal on the other hand stole money from my company and closed/banned my personal account because they simply couldn’t fix a bug they have and closing an account is easier and cheaper for them. It’s a horrible company and has high fees. Happy to never having to use them again.