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I'm no expert in US pension schemes to be honest, but I quickly looked up - y'all pay 6.2% each (employer and employee) of your wage, here in Germany it's 9.3% each - and our wages tend to be lower than in the US as well.

And yet, we here don't really need private pension savings. It'd be interesting if someone with a better understanding of USSS could chime in for the reasons.



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